bm98 — Myanmar's online betting platform where you can withdraw your winnings directly to your mobile wallet within 1 hour
Football betting, Live Casino, slots and 2D lottery — all in one place, with instant deposits and withdrawals via KBZPay and Wave Money.
Full Game Categories
Click a game category to go directly to that page.
bm98 Offers at a Glance
First Deposit 150% Bonus
Get up to 500,000 Ks in bonus. The bonus amount must be wagered 25 times.
Example — 20,000 Ks deposit → 30,000 Ks bonus → 50,000 Ks total balance → 750,000 Ks wagering required.
Log In to PlayWeekly Cashback Reward
Bronze — up to 0.4%, Silver — up to 0.8%, Gold — up to 1.2% — paid back automatically every week. Read the VIP details to learn more.
View Casino GamesRefer a Friend 8% Bonus
Earn 8% of a referred friend's first deposit (up to 10,000 Ks). On top of that, receive 0.2% of their qualifying bets as weekly commission.
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Level Up to VIP and Earn Weekly Cashback
bm98 VIP members receive weekly cashback on everything they play. Reach Gold tier and get up to 1.2% cashback.
- Bronze, Silver, Gold — 3 VIP tiers
- Cashback is processed automatically every week
- Slots, Live Casino, football — applies across multiple game types
Live Casino Tables
If you want to play face-to-face with a real dealer via live video stream, bm98's Live Casino section is always ready for you. Real dealers manage the games in HD video stream, giving you the feel of being in an actual casino. Available 24 hours a day based on Myanmar Standard Time (MMT).
Baccarat
Player and Banker — cards are dealt to both sides and the side closest to 9 wins. You can bet on Player, Banker, Tie, or Pair. Table limits range from low to high, and VIP tables are available for high-stakes players.
Myanmar FavouriteDragon Tiger
Dragon and Tiger — the dealer deals one card to each side and the higher card wins. Tie bets are also available. With fewer cards in play, the game moves fast and is popular with many players.
Fast-paced GameRoulette
Bet on where the ball lands on a wheel numbered 0–36. Betting options vary — Single number, Red/Black, Odd/Even, Columns, Dozens. It's worth knowing the difference between European Roulette and American Roulette before you play.
Classic GameBlackjack
Beat the dealer without going over 21. You make your own decisions — Hit, Stand, Double Down, Split — making this a strategy-based game. Each player gets to decide on their own action each round.
Strategy Required
Body / Goal Total / Maung — Myanmar Football Betting Terms
Body (Handicap)
The stronger team gives a goal advantage (−) and the weaker team receives one (+). "0.5 body" on the board means a half-goal handicap. The result is decided by the handicap, not just win or loss, so it's worth understanding this before you bet.
Goal Total (Over / Under)
Bet on whether the total goals in the match will be Over or Under a set line. If the goal total is 2.5, three or more goals means Over and two or fewer means Under. It helps to look at both teams' form and midfield strength.
Maung (Accumulator)
Combine 2 to 10 matches into one bet — every match must be correct to win. Lose one match and you get no payout — the risk is high but so is the potential return. If you're going to play maung, research each match carefully before placing your bet.
3 practical tips: (1) Check the nightly news and team formations before each match. (2) MNL, EPL, and Champions League — stick to leagues you know well. (3) Set a budget and don't bet beyond it.
View Football Gamesbm98 Slot Game Types
Classic Slots (3-reel)
Classic 3-reel format — features fruit, star, and BAR symbols. Simple to play and fast-paced, making it a good fit for beginners.
Video Slots (5-reel)
5-reel slots packed with video animation — includes bonus rounds, free spins, wild and scatter symbols, with varied gameplay. Games with rich mechanics and features are found in this section.
Progressive Jackpot Slots
A small portion of every player's bet is pooled together, growing the jackpot over time. If luck is on your side, a single spin could win you a huge payout.
Megaways Slots
The number of symbols on each reel changes every spin, so winning combinations differ each time — potentially producing tens of thousands of possible ways to win.
Cascading Reels
Winning symbols disappear and new ones drop down to replace them. A single spin can trigger consecutive combos, building up the payout.
Cluster Pays
No paylines needed — matching symbols win when they land in adjacent clusters. Played on grid layouts such as 6×6 or 7×7.
Understanding RTP and House Edge
RTP (Return to Player) is the theoretical percentage of total wagers that a game returns to players over time. For example, an RTP of 96% means that for every 100 Ks wagered, players receive an average of 96 Ks back. This is a mathematical figure based on probability — it does not guarantee a specific payout on any single session, but reflects outcomes calculated across thousands of plays.
Slots — 92% to ~98% | Blackjack — ~99% | Roulette — 94% to ~97% | Baccarat — ~98%
House edge is the opposite of RTP — it is the percentage that stays with the casino platform. If RTP is 96%, the house edge is 4%. In games that involve strategy, such as Blackjack, playing with a solid strategy can lower the house edge.
Knowing the RTP and house edge of any game before you play helps you manage your budget carefully and set realistic expectations. Games with higher RTP give players better value, but this does not guarantee winnings.
Loyalty Rewards Program
At bm98, the more you play, the higher your VIP tier and the better your rewards. Many players from Yangon have already reached Gold tier and are enjoying weekly cashback.
Bronze
Level 1All new players at bm98 start at this level automatically. Earn up to 0.4% cashback every week, and as your total wagers grow, your tier advances.
Silver
Level 2Members who advance from Bronze can earn up to 0.8% cashback and receive priority customer support. Players active across multiple game types tend to reach this level quickly.
Gold
Level 3bm98's highest VIP tier — earn up to 1.2% cashback, with personalized account management and priority withdrawals.
bm98 Deposit & Withdrawal Options
| Payment Method | Minimum Deposit | Minimum Withdrawal | Typical Withdrawal Time |
|---|---|---|---|
| KBZPay | 5,000 Ks | 20,000 Ks | Within 1 Hour |
| Wave Money | 5,000 Ks | 20,000 Ks | Within 1 Hour |
| AYA Pay | 5,000 Ks | 20,000 Ks | Within 1 Hour |
| Bank Transfer | 5,000 Ks | 20,000 Ks | Within 1 Hour |
* Amounts may vary depending on game type and player account. No service fees charged.
All transactions are protected with SSL encryption. Available 24 hours a day, Myanmar Standard Time (MMT).
Esports Betting
As esports viewership and participation continue to grow in Myanmar, bm98 has added betting markets for esports events.
Mobile Legends: Bang Bang
For MLBB (Mobile Legends) events, you can bet on match winner, game handicap (map handicap), and total kills Over/Under. When placing bets, look at team composition, the draft phase, and each team's recent form.
PUBG Mobile
Across various PUBG Mobile tournaments, markets include team finishing position and total kills. Review team statistics and the map pool before making your decision.
Dota 2
For Dota 2 tournaments, available markets include match winner, first blood, and map/game series score. Understanding hero draft patterns and map objectives will help you make better decisions.
Valorant
For Valorant events, you can bet on map winner, total rounds Over/Under, and match handicap markets. Check agent selection strategy and each team's recent map stats before betting.
bm98 Platform Advantages
Fast Withdrawals
Withdraw your winnings directly to your KBZPay or Wave Money mobile wallet within 1 hour. No bank branch visit needed.
SSL Security
Player data and financial transactions are protected with SSL encryption, so you can play with confidence.
24/7 Myanmar-Language Support
24/7 support in Myanmar language via Live Chat and email. No language barrier.
High Odds
bm98 football odds are competitively priced, covering MNL, EPL and FIFA World Cup matches.
Mobile Friendly
Play directly from your mobile browser — no app installation needed, runs smoothly on mobile data.
Variety of Games
Slots, Live Casino, football, 2D/3D lottery, Shan Koe Mee, Esports and fish shooting games — 7 game categories all in one place.
Local Payment Methods
KBZPay, Wave Money, AYA Pay and Bank Transfer — deposit from 5,000 Ks using payment methods accessible to players in Myanmar.
Fair Play
Game results are generated by a certified RNG (Random Number Generator), ensuring fairness between casino staff and players.
Game Partners
bm98 works with a wide range of international game providers (Sportsbook, Slots, Live Dealer, Instant Games), making it easy for players to find the game type they want. Every game system holds RNG certification, guaranteeing that no one can predict the results in advance.
2D Lottery and Card Games
2D / 3D Lottery
In bm98's 2D lottery section, you predict the two-digit number drawn twice a day and win a prize if you get it right. The 3D lottery involves three digits and offers larger prizes. Its straightforward gameplay has made it popular with players across Myanmar.
Play 2D Lottery
Card Games and Shan Koe Mee
From traditional Myanmar card games to Shan Koe Mee, Poker and Rummy — bm98 has all online card games in one place. Get familiar with the rules and strategy before playing with real money.
View Card Games
How to get started at bm98?
Go to the bm98 login page and create an account with your Myanmar phone number. Entry is for players 21+ only.
Make a deposit of at least 5,000 Ks via KBZPay, Wave Money, AYA Pay or Bank Transfer. A 150% welcome bonus is added instantly.
Choose the game category you enjoy and start playing. Winnings can be withdrawn to your mobile wallet within 1 hour.
Instant withdrawal to your mobile wallet — play today with bm98
With 4 payment methods, 24/7 Myanmar-language support and a 150% welcome bonus, bm98 is a platform built for players in Myanmar.
Sign In via bm98 LoginFor players 21+ only. Play responsibly.